Innovations in Learning, PC accepts most major insurance plans. Before your initial appointment, we will call your insurance company in order to obtain a quote of your benefits, so that you will know ahead of time approximately what your out-of-pocket cost will be. We strongly recommend that the client or guardian also call your insurance representative for a quote of benefits. Copayments are due at the time of service and can be remitted via check, cash, or credit card. Please note, there is a $35.00 fee for any checks returned for insufficient funds.
OUT OF NETWORK PROVIDER
Potential clients should contact your insurance for a list of in-network providers. In-network providers will be less expensive for the client than using an out-of-network provider. If Innovations in Learning, PC or the available provider is out-of-network with your insurance plan, you are still welcome to receive services with us. However, Innovations in Learning, PC will require full fee payment at the time of service.
PRIVATE PAY/SELF PAY/UNINSURED
If you are a client with no insurance, do not wish to bill your private insurance, or find that your plan does not cover the services you are seeking, you would be considered a private pay/self-pay client. Our billing department will provide you with a Good Faith Estimate to ensure you are aware of what the expected cost for services would be. The estimate is based on information known at the time the estimate was created.
As the client, you have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. The Good Faith Estimate is not a contract and does not require you to obtain the services estimated.
Your health care provider must provide you a Good Faith Estimate in writing at least 1 business day prior to receiving services. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service. You should save a copy or picture of your Good Faith Estimate for your records.
The Good Faith Estimate does not include any unknown or unexpected costs that may arise during treatment as part of the course of care that are scheduled or requested separately. If you receive a bill that is more than $400.00 over your Good Faith Estimate, you can dispute the bill. The initiation of a client-provider dispute resolution process will not adversely affect the quality of health care services furnished to the client.